FREE BUYER GUIDE

Becoming a Home Owner

Overwhelmed with information? Don’t let the abundance of information overwhelm you any longer. This free buyer guide will help you understand the process of purchasing a home and get you on track so you can finally live the life you’ve always dreamed of.

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10 Steps to Homeownership

STEP 1

Buyer Consultation

This meeting is important because:
1. You and your agent need to see if you are a good fit for each other.

2. They should educate on the process, timeline, and expectations and gather the information for the type of home you looking for.

STEP 2

Pre-Approval

Once you know the real estate agent, this step is most important! It's understanding how much home you can comfortably afford.

STEP 3

Showings

Seeing the house in person allows you to see if the house matches what you see online, but that is only one aspect of successfully doing home tours. Watch the video to learn more.

STEP 4

Submitting Offers

This step is necessary to secure your future home. Not all houses have the same scenario, so you will work with your real estate agent to determine the best strategy for each house!

STEP 5

Offer Accepted

Congratulations, you're under contract! This starts the process of homeownership! This step starts the deadlines for earnest money deposits, inspections, appraisal and closing!

STEP 6

Inspections

You'll learn about the condition of the house! Not all homes have significant issues. Some only have regular maintenance items that were deferred.

STEP 7

Appraisal Value

You'll learn what value the appraiser tells the bank it's worth! Appraisal value is different than market value!

STEP 8

Underwriting

A very important step in the process. You will work directly with your lender. In this step, they will ask for any additional paperwork they need to get your final approval and the clear-to-close on the house! It's important you act with urgency!

STEP 9

Clear-to-Close

Yahoo! This means you are ready to schedule a date and time to sign all of the paperwork and gather your funds to pay for the final closing costs.

STEP 10

Closing Day

Yahoo! You sign papers and get the keys (if you did not offer occupancy, see step 11 if you have occupancy)

STEP 11

Occupancy

If you provided occupancy dates, this means you can not move into the home the day of closing!

NICE TO MEET YOU

I'm Stevie Holt

Fueled by a fierce determination to protect people and their investments, I decided 10 years ago that it was time to raise the customer service bar in the real estate industry and that passion has led me to where I am now.

Having worn different hats in the industry, from agent to transaction manager, I have gained a unique perspective that sets me apart from the average professional and allowed me to work with over 1,000 clients. I bring a personal touch to my work, blending my empathetic nature with a keen eye for detail.

In addition to that, with 3 years at the helm of a brokerage's transaction department, I not only managed but excelled, leading me to a fateful encounter with my now-business partner, Kim. Together, Kim and I are in perfect alignment on a mission to reform the industry standards, putting a spotlight on the people aspect of the business.

Outside of the real estate scene, you’ll find me enjoying the adventures of motherhood, capturing life through photography, sharing dad/mom jokes, or tearing up the dance floor. I’m also enthusiastic about astrology and psychology-related topics. Always staying curious and open to new ideas!

If I sound like someone you want to work with, let's connect! Fill out the form below and let's get your real estate journey started.

"From the beginning, she gets to know you, so she can try to find the best house for your specific situation. She did a good job at explaining the process in detail and answering my questions to make my first time doing this go as smoothly as possible!"

- Mandy M

"MILITARY FRIENDLY* UNDERSTANDING OF VA* HONEST* The most compassionate and highly competent real estate agent I have had the pleasure of working with, a true stand out among many agents.

- David S

"Stephanie (Stevie) did a great job with us who were admittedly under a lot of stress to buy a new house. She is knowledgeable, professional, prompt, energetic and a very pleasant person to work with!"

- Paras K

Home Buyer Get Started Form

Get started today by filling out our form. Once we receive the form, we will give you a call to talk about your unique home buying timeline.