FREE BUYER GUIDE

Becoming a Home Owner

Overwhelmed with information? Don’t let the abundance of information overwhelm you any longer. This free buyer guide will help you understand the process of purchasing a home and get you on track so you can finally live the life you’ve always dreamed of.

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10 Steps to Homeownership

STEP 1

Buyer Consultation

This meeting is for the real estate agent to learn more about you and what you are looking for. It's also to see if you and your real estate agent have a good connection.

STEP 2

Pre-Approval

Once you know the real estate agent, this step is most important! It's understanding how much home you can comfortably afford.

STEP 3

Showings

Seeing homes in person allows you to see if the homes online match what you see in person!

STEP 4

Submitting Offers

This step is necessary to secure your future home. Not all homes have the same scenario, so you will work with your real estate agent to determine the best strategy.

STEP 5

Offer Accepted

Congratulations, you're under contract! This starts the process of homeownership! This step starts the deadlines for earnest money deposits, inspections, appraisal and closing!

STEP 6

Inspections

You'll learn about the condition of the house! Not all homes have significant issues. Some only have regular maintenance items that were deferred.

STEP 7

Appraisal Value

You'll learn what value the appraiser tells the bank it's worth! Appraisal value is different than market value!

STEP 8

Underwriting

A very important step in the process. You will work directly with your lender. In this step, they will ask for any additional paperwork they need to get your final approval and the clear-to-close on the house! It's important you act with urgency!

STEP 9

Clear-to-Close

Yahoo! This means you are ready to schedule a date and time to sign all of the paperwork and gather your funds to pay for the final closing costs.

STEP 10

Closing Day

Yahoo! You sign papers and get the keys (if you did not offer occupancy, see step 11 if you have occupancy)

STEP 11

Occupancy

If you provided occupancy dates, this means you can not move into the home the day of closing!

NICE TO MEET YOU

I'm Kimberly Wolff

I've been in real estate for seven years.

I believe in providing YOU with the information you need to feel educated about the process. So that you'll feel comfortable and confident during the process. I am solution-focused, knowledgeable, and friendly!

Outside of real estate, I'm originally from New Mexico, but I've been living in Michigan for the last six years with my husband, Steve, and weenie dos, Daisy and Lily. My husband is from Michigan, and we love to hike, kayak, camp, exercise, and explore new places.

If I sound like someone you want to work with, let's connect! Fill out the form below and let's get your real estate journey started.

"This 5-day challenge has changed my life. I’m only 2 months away from debt-free!"

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"Thanks to this 5-day challenge, I’m now financially on track. It feels so good to have my retirement taken care of."

- Bill Bayaud

"From buried in debt earning passive income, this 5-day challenge sparked it all!"

- Susan Smith

Home Buyer Get Started Form

Get started today by filling out our form. Once we receive the form, we will give you a call to talk about your unique home buying timeline.